Protection of your mortgage can be arranged with a decreasing benefit term life insurance policy or our mortgage payment protection plans UK. Our mortgage protection services provide online insurance quotes for both types of policy. We can offer cheap mortgage protection insurance - life insurance by discounting the monthly premiums through sacrificing some of our commission and offer one of the best UK mortgage payment protection plans with cover for short term disability and/or unemployment insurance.. If you require a non mortgage related short term income protection policy please visit unemployment insurance or disability insurance.

Mortgage payment Protection

Unemployment or Job-loss mortgage protection and short term disability insurance.

This type of mortgage protection offers payment protection if you are unable through job-loss or short term disability to carry on in employment and it will provide a benefit to  make your regular mortgage payment , it is often referred to as accident, sickness and unemployment cover (ASU) or mortgage payment protection insurance (MPPI) . when you apply for your mortgage this may be insurance that you are offered  but this may not be as competitive as our cheap mortgage protection insurance which is available to UK residents from £2.80  per £100 of monthly benefit.

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Decreasing benefit term life insurance or mortgage protection - life insurance

This type of insurance offers protection against the outstanding sum left on a capital and interest or repayment mortgage. The sum assured is a decreasing benefit which over the term of the life cover decreases in line with your mortgage debt to ensure that if you were to die your home would be paid for and any dependants or partners would not have to worry about  keeping up mortgage payments which will still have to be made.

If you require this type of policy please visit our term life insurance section.

Plans available for individuals looking for cheap mortgage payment protection insurance

Mortgage Safe mortgage payment protection  offers  valuable insurance against  accident sickness and unemployment; unemployment only or accident and sickness only to protect the payments due on your mortgage if you are unable to make payments due to sickness, accident and/or unemployment. Online quotes and applications are available or email info@assetguard.co.uk for an information pack. If you are looking for a  non mortgage related protection policy please go to either  unemployment insurance or short term disability protection, alternatively if you require income protection against disability which is permanent try long term disability insurance.

Mortgage Safe mortgage payment protection

Cover for your regular mortgage payment plus an additional 25% income protection if required to protect other household costs.

12 or 24 monthly benefits                            30 or 60 day excess period                        6 moths free protection for new mortgages 3 months free cover for existing borrowers

Maximum benefit limits that are available with this insurance plan  are up to £1500 per month or 65% of earnings based on the  previous twelve months prior to incapacity or unemployment.