A hospital cash plan is available called hospital care an insurance plan underwritten by compass that provides a cash benefit of £50 for each day you spend in hospital for up to 30 days after an initial stay of 3 days. Other benefits available with this hospital cash plan include the following. There is an overall benefit limit of £15000 in all per plan year.
£5000 cash lump sum if you suffer one of the following critical illness conditions - Alzheimerís disease, Aorta graft surgery, benign brain tumour, blindness, cancer, coma, coronary heart by-pass surgery, deafness, heart attack, heart valve replacement or repair, kidney failure, loss of independent existence, loss of limbs, loss of speech, major organ transplant, motor neurone disease, multiple sclerosis, paralysis, paraplegia, Parkinsonís disease, stroke, third degree burns. If protection against contracting a critical illness is your main concern you should consider a critical illness cover policy and compare the cover and cost and bear in mind the hospital care cash plan is a 12 monthly renewable policy.
£10,000 cash benefit per policy plan year with a £250 excess for each claim for any of the following major surgical procedures which is used toward the cost of these procedures - Aorta graft surgery, benign brain tumour, cancer, coma, coronary artery by-pass surgery, deafness, heart attack, heart valve replacement or repair, kidney failure, loss of limbs, major organ transplant, stroke, third degree burns
£5000 cash benefit payable per plan year towards the following minor surgical procedures with £100 excess for each claim - Angioplasty, cartilage operation, dental work, ears, eyes, nose, throat, duodenal, peptic or gastric ulcers, gall bladder, hernias, haemorrhoids removal, hip or knee replacement, hysterectomy, kidney stones, prolapsed womb, prostate, slipped disc(s), varicose veins.
£5000 cash sum payable on accidental death.